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    <title>Home: Message List - ECommerce Merchant Services Specialist - Say Hello!</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/community/forum/merchantservices?view=discussions</link>
    <description>Most recent forum messages</description>
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    <pubDate>Mon, 15 Dec 2008 17:35:30 GMT</pubDate>
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    <dc:date>2008-12-15T17:35:30Z</dc:date>
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    <item>
      <title>ECommerce Merchant Services Specialist - Say Hello!</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=52574&amp;amp;tstart=0#52574</link>
      <description>Hello all!&lt;br /&gt;
&lt;br /&gt;
Found this when I logged of BOA this morning and was pleased to see the activity in the forum.&lt;br /&gt;
&lt;br /&gt;
I've  been involved in Merchant Services since 1999 and provide processing for several hundred E-Commerce Merchants and Retail Merchants.&lt;br /&gt;
&lt;br /&gt;
I am an ECommerce specialist and help my merchants sell more. No companies that I know offer this type of assistance for free, and as a result my merchants avoid a long ecommerce learning curve and learn quickly the best ways to advertise for free and improve their conversions. &lt;br /&gt;
&lt;br /&gt;
We provide Wholesale Merchant Services through an E-Commerce Owners group that offers one of the most attractive rates in the mix for merchants of all sizes.&lt;br /&gt;
&lt;br /&gt;
In case you did not know, and the other merchant folks will immediately want to hang me for telling you this; All merchant account providers have the same base costs. The difference is the profit model they will accept. &lt;br /&gt;
&lt;br /&gt;
We prefer higher volume over higher rates and as a result, our merchants don't leave us.&lt;br /&gt;
&lt;br /&gt;
So .. there are no "Deals" "Rate Buy Downs", etc..  I've heard it all and it gives the industry a little tarnish on it's gleam with those that play games to get business any way they can.&lt;br /&gt;
&lt;br /&gt;
Here's the beef .. When you talk with us you don't get sales talk, you don't get a guy trying to get you to sign up before you can evaluate the offer, you get real consulting and assistance with your particular need.&lt;br /&gt;
&lt;br /&gt;
So, I suggest that one conversation will make you a believer.&lt;br /&gt;
&lt;br /&gt;
Also .. we offer a $100 bonus for new accounts. When you make your first sale, we will send you a check for $100. If you refer a business that chooses to process with us, we will pay you $75.&lt;br /&gt;
&lt;br /&gt;
Other matters .... We offer a 1 year agreement, with a very low cancellation fee. Never a fee if you go out of business, OR if you give the courtesy of a call before you leave for what you think is a greener pasture.&lt;br /&gt;
&lt;br /&gt;
Rates to 50K monthly are: (these are internet rates... contact me for retail)&lt;br /&gt;
&lt;br /&gt;
2.05% Check Cards&lt;br /&gt;
2.15% Qualified Cards (Normal US Issued MC/VISA)&lt;br /&gt;
2.62% Rewards Cards&lt;br /&gt;
3.62% Foreign/Corporate&lt;br /&gt;
&lt;br /&gt;
$20 minimum&lt;br /&gt;
20 cents total transaction fee with AVS&lt;br /&gt;
$8 Statement&lt;br /&gt;
1 Year Contract&lt;br /&gt;
Authnet Gateway - $20 per month if you need it, $50 setup for Gateway&lt;br /&gt;
No Application Fee&lt;br /&gt;
&lt;br /&gt;
We'll review your statement for free and show you the savings.&lt;br /&gt;
&lt;br /&gt;
Ok ... as a new member that is all the selling here I will do as you now have an idea about what I do and my company.&lt;br /&gt;
&lt;br /&gt;
It would be great to get to know some of you..&lt;br /&gt;
&lt;br /&gt;
I am open to answer your ecommerce and retail sales and marketing questions here so that I can put my knowledge where my mouth is and help out with some positive, profitable, information.&lt;br /&gt;
&lt;br /&gt;
Check out our references for E-Commerce exchange on &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.yourstoreforums.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.yourstoreforums.com&lt;/a&gt; , the official Yahoo Store forums. I am a 7 year member there with over 3000 posts.&lt;br /&gt;
&lt;br /&gt;
By the way, if your statement shows Up-Charges (Interchange Increases) for charges done in previous months, but you have no way to find what it is, that is called back-billing and is a old game I am seeing more and more. They are hiding the stuff for a reason. You need to have someone see what the game is and what you are really paying.&lt;br /&gt;
&lt;br /&gt;
Thanks and say hello!  Again, I am happy to answer your questions related to ecommerce, however if it requires pages and pages, I may ask for brief conversation to save my fingers! &lt;img class="jive-emoticon" border="0" src="http://smallbusinessonlinecommunity.bankofamerica.com/images/emoticons/happy.gif" alt=":)" /&gt;&lt;br /&gt;
&lt;br /&gt;
Bob</description>
      <pubDate>Mon, 15 Dec 2008 17:35:30 GMT</pubDate>
      <author>Highcap56</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=52574&amp;amp;tstart=0#52574</guid>
      <dc:date>2008-12-15T17:35:30Z</dc:date>
      <clearspace:dateToText>Dec 15, 2008 12:35 PM</clearspace:dateToText>
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