Home: Message List - What could be more helpful to homeowners in this economy?

Re: What could be more helpful to homeowners in this economy?

Elite1 — Sat, 13 Dec 2008 23:18:02 GMT

Thank you, Val. That clarifies it for me. I have seen people lose their homes to foreclosure before. I always wondered why they didn't do anything about it. Perhaps, they didn't know what to do. This could be an invaluable resource for them. If I see this happening again, I will refer them to your website.

Thanks again,

Tanya
Elite Financial Services, LLC

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 22:44:30 GMT

Elite ..the audience are homeowners facing foreclosure otherwise! http://www.thesaintclub.com

Adjustables coming due, homeowners that are upside down because they bought in the year 2000 and beyond. Homeowners who were given an interest only loan with negative amortization.

I personally can recall looking at a home where a countrywide agent was staffed on site by the developer at a fabulous gated trac that appeared that it would be years before construction would be completed. I recall asking if there would be any concessions made because the $300 mo gate fee had no value to any homeowner living there as there would be potential buyers parading through the trac for several years. Thank goodness i passed up that deal.The loan officer working on site was trying to put me into a interest only loan with negative amortization. I still have a copy of his paperwork but I would not agree to that loan product. When I questioned him what this little mark on the loan doc meant he then told me and had I not noticed it I would have been bambuzzled into god knows what type of loan product..

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 22:19:37 GMT

Elke the members that can benefit by learning how to create a loan they can afford with their existing lenders are homeowners. Particularly homeowners who are not able to refy because they are upside down; which is almost everyone who purchased a home in 2000 and beyond, has an adjustable rate and or interest only with compounding neg amortization who will face foreclosure. Lenders have not agreed to modify fixed rate mortgages to date. http://www.thesaintclub.com

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 20:46:26 GMT

How To Negotiate A Loan You Can Afford Kit is PRICELESS for those that get to stay in their homes! http;//www.thesaintclub.com

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 22:29:26 GMT

sorry they're monitoring and reviewing my posts...I hope they'll let everyone read it http://www.thesaintclub.com

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 22:06:34 GMT

Elke, in answer to your question regarding criteria...there is a simple no obligation pre qualification...it is found on the site http://www.thesaintclub.com

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 22:03:15 GMT

There is a solution to your dilema, get the kit http://www.thesaintclub.com

Re: What could be more helpful to homeowners in this economy?

Elite1 — Sat, 13 Dec 2008 21:56:02 GMT

Val,

Your website does not provide very much insight in what you have to offer. Could you provide more information? How does it work? It's an educational CD? I agree with the idea of helping people to manage their mortgage. Sounds good, but lacks credibility. What is the target audience? Is there certain criteria that needs to be met in order for this program to work? Do you have a success rate?

Tanya
Elite FInancial Services, LLC

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 21:55:12 GMT

What are the options for strip mall owners facing challenging economic conditions? I know that when anchor stores move out due to whatever reasons, all the smaller stores are able to break their leases since the anchor store was the reason they moved in to begin with.

Re: What could be more helpful to homeowners in this economy?

val_cards — Sat, 13 Dec 2008 21:50:12 GMT

Interesting. Do you own a shopping mall with a bank as your anchor?