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    <title>Home: Message List</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/index.jspa?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Tue, 24 Nov 2009 15:51:26 GMT</pubDate>
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    <dc:date>2009-11-24T15:51:26Z</dc:date>
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    <item>
      <title>Re: How to maintain a good attitude</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85913&amp;amp;tstart=0#85913</link>
      <description>thanks,are you here now?</description>
      <pubDate>Tue, 24 Nov 2009 15:51:26 GMT</pubDate>
      <author>EFFORTS</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85913&amp;amp;tstart=0#85913</guid>
      <dc:date>2009-11-24T15:51:26Z</dc:date>
      <clearspace:dateToText>45 minutes ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Poll:  Do you give holiday gifts/favors to clients?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85912&amp;amp;tstart=0#85912</link>
      <description>I normally do a gift basket of homemade baked goods. The baskets don't cost much but time, but we have never had any complaints. We even get requests for additional baskets but it is a holiday thing. &lt;br /&gt;
&lt;br /&gt;
This year is going to be the first year we don't do the baskets, and I am bummed about it but it is a hard candy Christmas.</description>
      <pubDate>Tue, 24 Nov 2009 15:37:03 GMT</pubDate>
      <author>Iwrite</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85912&amp;amp;tstart=0#85912</guid>
      <dc:date>2009-11-24T15:37:03Z</dc:date>
      <clearspace:dateToText>59 minutes ago</clearspace:dateToText>
    </item>
    <item>
      <title>Do you have repetitive billing for your product.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85911&amp;amp;tstart=0#85911</link>
      <description>We deal with alot of gyms and they have a monthly fee. Our certificates are great for offsetting that monthly cost. If you have a fee of $30 and your customer is getting $25 MasterCard back every month. To pay five dollars for your product is a great deal right? Especially the way our economy is today. Try offering a $300 grocery or gas certificate to offset your product and watch how your traffic for your business will almost double. The cost is very small compared to the persieved value that you are giving out. email me for details. jason@moneysavingincentives.com.</description>
      <pubDate>Tue, 24 Nov 2009 15:34:44 GMT</pubDate>
      <author>MSIMarketing</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85911&amp;amp;tstart=0#85911</guid>
      <dc:date>2009-11-24T15:34:44Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>A useful gift for employees for the holidays.....</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85910&amp;amp;tstart=0#85910</link>
      <description>Due to our economic crunch we have a great employee gift idea. Our $300 certificate is only $25. Your employee would get $25 mastercard back for 12 monnths! all they have to do is mail in $100 in receipts a month from one chosen grocery location. This is a great idea that you can give a lot and spend a little. you can go to www.employeegiftsfortheholidays.com</description>
      <pubDate>Tue, 24 Nov 2009 15:17:46 GMT</pubDate>
      <author>MSIMarketing</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85910&amp;amp;tstart=0#85910</guid>
      <dc:date>2009-11-24T15:17:46Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: How to maintain a good attitude</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85909&amp;amp;tstart=0#85909</link>
      <description>&lt;b&gt;How to maintain a good attitude&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Thanks for your post. Go to Members page and share some info.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Thanks&lt;/b&gt;&lt;br /&gt;
&amp;lt;!--Session data--&amp;gt;</description>
      <pubDate>Tue, 24 Nov 2009 14:41:17 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85909&amp;amp;tstart=0#85909</guid>
      <dc:date>2009-11-24T14:41:17Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: how can a startup, grow, build capitol &amp;#38; meet debt service?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85908&amp;amp;tstart=0#85908</link>
      <description>&lt;b&gt;How can a startup, grow, build capitol??&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Welcome Heath. Three suggestions. A good Accountant, A business Plan, and SCORE.&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;SCORE is FREE&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Good luck, LUCKIEST&lt;/b&gt;&lt;br /&gt;
&amp;lt;!--Session data--&amp;gt;</description>
      <pubDate>Tue, 24 Nov 2009 14:39:42 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85908&amp;amp;tstart=0#85908</guid>
      <dc:date>2009-11-24T14:39:42Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: HOW TO PROMOTE YOUR WEBSITE OR BLOG.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85906&amp;amp;tstart=0#85906</link>
      <description>Anyone know a good seo/sem company who would like to work on our site &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.searchchief.co.uk&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.searchchief.co.uk&lt;/a&gt;</description>
      <pubDate>Tue, 24 Nov 2009 14:08:42 GMT</pubDate>
      <author>searchchief</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85906&amp;amp;tstart=0#85906</guid>
      <dc:date>2009-11-24T14:08:42Z</dc:date>
      <clearspace:dateToText>2 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Advertising Ideas???????</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85901&amp;amp;tstart=0#85901</link>
      <description>www.53sport.com&lt;br /&gt;
&lt;p /&gt;
&lt;p /&gt;
jfdsw@live.cn</description>
      <pubDate>Tue, 24 Nov 2009 14:01:08 GMT</pubDate>
      <author>EFFORTS</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85901&amp;amp;tstart=0#85901</guid>
      <dc:date>2009-11-24T14:01:08Z</dc:date>
      <clearspace:dateToText>2 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Advertising Ideas???????</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85884&amp;amp;tstart=0#85884</link>
      <description>jfdsw@live.cn</description>
      <pubDate>Tue, 24 Nov 2009 13:58:32 GMT</pubDate>
      <author>EFFORTS</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85884&amp;amp;tstart=0#85884</guid>
      <dc:date>2009-11-24T13:58:32Z</dc:date>
      <clearspace:dateToText>2 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Advertising Ideas???????</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85883&amp;amp;tstart=0#85883</link>
      <description>just great &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
www.53sport.com&lt;br /&gt;
&lt;br /&gt;
who want to chat with me,can add my MSN:jfdsw@163.com</description>
      <pubDate>Tue, 24 Nov 2009 13:57:53 GMT</pubDate>
      <author>EFFORTS</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85883&amp;amp;tstart=0#85883</guid>
      <dc:date>2009-11-24T13:57:53Z</dc:date>
      <clearspace:dateToText>2 hours ago</clearspace:dateToText>
      <clearspace:replyCount>2</clearspace:replyCount>
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