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    <title>Home: Message List</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/index.jspa?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Tue, 24 Nov 2009 13:00:43 GMT</pubDate>
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    <dc:date>2009-11-24T13:00:43Z</dc:date>
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    <item>
      <title>Accounting Software required: London Taxi Company</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85894&amp;amp;tstart=0#85894</link>
      <description>HI&lt;br /&gt;
&lt;br /&gt;
We are a taxi company Hummingbird Cars in London. We provide Airport Transfer service from all london airports. &lt;br /&gt;
&lt;br /&gt;
We are new in the business and we require to buy a good accounting software. Can anyone please advice which software will be suitable for us as we are a small business and also which one will be relaiable and affordable.&lt;br /&gt;
&lt;br /&gt;
&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.hummingbirdcars.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.hummingbirdcars.com&lt;/a&gt; &lt;br /&gt;
&lt;br /&gt;
Thank you</description>
      <pubDate>Tue, 24 Nov 2009 13:00:43 GMT</pubDate>
      <author>cannon11</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85894&amp;amp;tstart=0#85894</guid>
      <dc:date>2009-11-24T13:00:43Z</dc:date>
      <clearspace:dateToText>4 minutes ago</clearspace:dateToText>
    </item>
    <item>
      <title>How to maintain a good attitude</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85882&amp;amp;tstart=0#85882</link>
      <description>&lt;br /&gt;
How to maintain a good attitude&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
First of all, to learn self-confidence.&lt;br /&gt;
&lt;p /&gt;
Self-confidence is a prerequisite for success, but also the secret of happiness. Only self-confident, can we remain optimistic about the face of difficulties and setbacks in order to find ways to overcome difficulties and setbacks. Many people are due to the psychological inferiority complex is not self-confidence. In short, to find a way so that their self-confidence, self-confidence can be happy, happiness will be able to explore their potential, can be effective. The so-called happiness, and the sooner the more music, more music faster. The formation of a virtuous circle, it is not difficult to have a good mentality.&lt;br /&gt;
&lt;p /&gt;
&lt;p /&gt;
Secondly, we must learn to adjust.&lt;br /&gt;
&lt;p /&gt;
Life is ever-changing, the joys and sorrows, illness and death, disasters, emotions are inevitable. An examination of the defeat, a partner of the misunderstanding, a radical discourse, will affect our mood&lt;br /&gt;
&lt;p /&gt;
&lt;p /&gt;
Third, we must learn tolerance, develop their own broad mind.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
When you are broad-minded, you will be up to others and to appreciate others, tolerance, other people, his state of mind will also be able to maintain positive&lt;br /&gt;
&lt;p /&gt;
&lt;p /&gt;
&lt;br /&gt;
www.53sport.com&lt;br /&gt;
&lt;p /&gt;
who want to chat with me, can add my MSN:jfdsw@live.cn</description>
      <pubDate>Tue, 24 Nov 2009 12:34:09 GMT</pubDate>
      <author>EFFORTS</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85882&amp;amp;tstart=0#85882</guid>
      <dc:date>2009-11-24T12:34:09Z</dc:date>
      <clearspace:dateToText>31 minutes ago</clearspace:dateToText>
    </item>
    <item>
      <title>Poll:  Do you give holiday gifts/favors to clients?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85881&amp;amp;tstart=0#85881</link>
      <description>Just comparing notes:  How many of your small business service providers give holiday gifts or favors to your clients?&lt;br /&gt;
If you do, what do you give, and how much do you spend on each client on the average?&lt;br /&gt;
Happy holidays to all.&lt;br /&gt;
AMSPCS</description>
      <pubDate>Tue, 24 Nov 2009 12:15:09 GMT</pubDate>
      <author>amspcs</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85881&amp;amp;tstart=0#85881</guid>
      <dc:date>2009-11-24T12:15:09Z</dc:date>
      <clearspace:dateToText>50 minutes ago</clearspace:dateToText>
    </item>
    <item>
      <title>Information On Business Purchase</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85892&amp;amp;tstart=0#85892</link>
      <description>&lt;br /&gt;
Recently I have been researching business opportunities for sale here in AZ; I have focused my attention on distribution routes from non-durable goods to FedEx routes. I want to ask for input on; how realistic is it to try to purchase a distribution business in the $100K-$150K "listing price" with a down payment of $20K?  In this market how difficult is it to obtain seller financing or SBA funding if available?&lt;br /&gt;
&lt;p /&gt;
In advance, thank you for the advice.</description>
      <pubDate>Tue, 24 Nov 2009 06:19:10 GMT</pubDate>
      <author>jflpz34</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85892&amp;amp;tstart=0#85892</guid>
      <dc:date>2009-11-24T06:19:10Z</dc:date>
      <clearspace:dateToText>2 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Computer Faxing - More Affordable - Faster</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85893&amp;amp;tstart=0#85893</link>
      <description>&lt;br /&gt;
With &lt;b&gt;computer fax&lt;/b&gt;, you can receive and send faxes through your laptop, PDA or desktop computer. Computer fax is more reliable and affordable than the traditional fax machine. &lt;br /&gt;
&lt;p /&gt;
Benefits of Computer Faxing:&lt;br /&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;No hardware or software to buy.&lt;/li&gt;
&lt;li&gt;Get rid of expensive fax server costs and high maintenance.&lt;/li&gt;
&lt;li&gt;Instantly turn faxes and paper documents into PDF files.&lt;/li&gt;
&lt;li&gt;No more busy signals.&lt;/li&gt;
&lt;li&gt;No more tied up fax machines&lt;/li&gt;
&lt;li&gt;Print, store or forward faxed documents instantly.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
For further details and a quote visit: &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.orangepoint.net%2Fcomputerfax.html&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.orangepoint.net/computerfax.html&lt;/a&gt;</description>
      <pubDate>Tue, 24 Nov 2009 10:22:42 GMT</pubDate>
      <author>gigpreneur</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85893&amp;amp;tstart=0#85893</guid>
      <dc:date>2009-11-24T10:22:42Z</dc:date>
      <clearspace:dateToText>2 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>How much does speed in service actually matter?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85891&amp;amp;tstart=0#85891</link>
      <description>I currently run a textbook buyback business and my website is &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fcashnow4books.com.&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://cashnow4books.com.&lt;/a&gt;  My question is: Are students more likely to use a service that gives them an instant quote as compared to a delayed response (6-12 hours)?  I am assuming that speed is beneficial, but I really do not know if the cost of setting up a database would be worth the cost?</description>
      <pubDate>Tue, 24 Nov 2009 05:56:16 GMT</pubDate>
      <author>cashnow4books</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85891&amp;amp;tstart=0#85891</guid>
      <dc:date>2009-11-24T05:56:16Z</dc:date>
      <clearspace:dateToText>7 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: how can a startup, grow, build capitol &amp;#38; meet debt service?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85889&amp;amp;tstart=0#85889</link>
      <description>Put all of your extra available personal money into the business. That's what I am doing.</description>
      <pubDate>Tue, 24 Nov 2009 02:26:06 GMT</pubDate>
      <author>DomainDiva</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85889&amp;amp;tstart=0#85889</guid>
      <dc:date>2009-11-24T02:26:06Z</dc:date>
      <clearspace:dateToText>10 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>how can a startup, grow, build capitol &amp;#38; meet debt service?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85887&amp;amp;tstart=0#85887</link>
      <description>I am trying to expand our operation, build capitol in the business and meet debit service...how is this possible?</description>
      <pubDate>Tue, 24 Nov 2009 01:09:44 GMT</pubDate>
      <author>div9drywall</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85887&amp;amp;tstart=0#85887</guid>
      <dc:date>2009-11-24T01:09:44Z</dc:date>
      <clearspace:dateToText>11 hours ago</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: As a merchant, would you choose a cash advance?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85876&amp;amp;tstart=0#85876</link>
      <description>We have brokered several cash advances for our merchants. We don't particularly endorse them, nor do we 'push' them.  However we 'd much prefer that our merchants do business with us than with some of the shysters out there, and by and large our merchant base agrees with that, knowing full well that we are trustworthy.  We try to be as forthright as possible about what cash advances are, and what they are not.&lt;br /&gt;
&lt;br /&gt;
Are they cheap?  No.  &lt;br /&gt;
Should the merchant look to his banker first before contemplating a cash advance?  Positively.&lt;br /&gt;
&lt;br /&gt;
But times being what they are, unfortunately a lot of good deserving people are turned away by traditional lenders.  That's where cash advances come in.  If the funding is absolutely necessary and the business comes out better off in the end as a result of doing&lt;br /&gt;
the cash advance, then absolutely that's the way to go.  Particularly in these tough times in which for many small businesses the alternative to not getting necessary funding is to shut down.</description>
      <pubDate>Mon, 23 Nov 2009 21:48:13 GMT</pubDate>
      <author>amspcs</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85876&amp;amp;tstart=0#85876</guid>
      <dc:date>2009-11-23T21:48:13Z</dc:date>
      <clearspace:dateToText>12 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: New Business Owner</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85865&amp;amp;tstart=0#85865</link>
      <description>Thank you.... What about getting funds with out having to use my credit because my credit is bad&lt;br /&gt;
&lt;br /&gt;
Thanks&lt;br /&gt;
Tisa</description>
      <pubDate>Mon, 23 Nov 2009 22:03:35 GMT</pubDate>
      <author>ILWC1010</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85865&amp;amp;tstart=0#85865</guid>
      <dc:date>2009-11-23T22:03:35Z</dc:date>
      <clearspace:dateToText>12 hours ago</clearspace:dateToText>
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