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    <title>Home: Message List</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/index.jspa?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Tue, 24 Nov 2009 10:31:16 GMT</pubDate>
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    <dc:date>2009-11-24T10:31:16Z</dc:date>
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    <item>
      <title>Information On Business Purchase</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85892&amp;amp;tstart=0#85892</link>
      <description>&lt;br /&gt;
Recently I have been researching business opportunities for sale here in AZ; I have focused my attention on distribution routes from non-durable goods to FedEx routes. I want to ask for input on; how realistic is it to try to purchase a distribution business in the $100K-$150K "listing price" with a down payment of $20K?  In this market how difficult is it to obtain seller financing or SBA funding if available?&lt;br /&gt;
&lt;p /&gt;
In advance, thank you for the advice.</description>
      <pubDate>Tue, 24 Nov 2009 06:19:10 GMT</pubDate>
      <author>jflpz34</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85892&amp;amp;tstart=0#85892</guid>
      <dc:date>2009-11-24T06:19:10Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>Computer Faxing - More Affordable - Faster</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85893&amp;amp;tstart=0#85893</link>
      <description>&lt;br /&gt;
With &lt;b&gt;computer fax&lt;/b&gt;, you can receive and send faxes through your laptop, PDA or desktop computer. Computer fax is more reliable and affordable than the traditional fax machine. &lt;br /&gt;
&lt;p /&gt;
Benefits of Computer Faxing:&lt;br /&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;No hardware or software to buy.&lt;/li&gt;
&lt;li&gt;Get rid of expensive fax server costs and high maintenance.&lt;/li&gt;
&lt;li&gt;Instantly turn faxes and paper documents into PDF files.&lt;/li&gt;
&lt;li&gt;No more busy signals.&lt;/li&gt;
&lt;li&gt;No more tied up fax machines&lt;/li&gt;
&lt;li&gt;Print, store or forward faxed documents instantly.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
For further details and a quote visit: &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.orangepoint.net%2Fcomputerfax.html&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.orangepoint.net/computerfax.html&lt;/a&gt;</description>
      <pubDate>Tue, 24 Nov 2009 10:22:42 GMT</pubDate>
      <author>gigpreneur</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85893&amp;amp;tstart=0#85893</guid>
      <dc:date>2009-11-24T10:22:42Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>How much does speed in service actually matter?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85891&amp;amp;tstart=0#85891</link>
      <description>I currently run a textbook buyback business and my website is &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fcashnow4books.com.&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://cashnow4books.com.&lt;/a&gt;  My question is: Are students more likely to use a service that gives them an instant quote as compared to a delayed response (6-12 hours)?  I am assuming that speed is beneficial, but I really do not know if the cost of setting up a database would be worth the cost?</description>
      <pubDate>Tue, 24 Nov 2009 05:56:16 GMT</pubDate>
      <author>cashnow4books</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85891&amp;amp;tstart=0#85891</guid>
      <dc:date>2009-11-24T05:56:16Z</dc:date>
      <clearspace:dateToText>6 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: how can a startup, grow, build capitol &amp;#38; meet debt service?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85889&amp;amp;tstart=0#85889</link>
      <description>Put all of your extra available personal money into the business. That's what I am doing.</description>
      <pubDate>Tue, 24 Nov 2009 02:26:06 GMT</pubDate>
      <author>DomainDiva</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85889&amp;amp;tstart=0#85889</guid>
      <dc:date>2009-11-24T02:26:06Z</dc:date>
      <clearspace:dateToText>9 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>how can a startup, grow, build capitol &amp;#38; meet debt service?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85887&amp;amp;tstart=0#85887</link>
      <description>I am trying to expand our operation, build capitol in the business and meet debit service...how is this possible?</description>
      <pubDate>Tue, 24 Nov 2009 01:09:44 GMT</pubDate>
      <author>div9drywall</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85887&amp;amp;tstart=0#85887</guid>
      <dc:date>2009-11-24T01:09:44Z</dc:date>
      <clearspace:dateToText>11 hours ago</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: As a merchant, would you choose a cash advance?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85876&amp;amp;tstart=0#85876</link>
      <description>We have brokered several cash advances for our merchants. We don't particularly endorse them, nor do we 'push' them.  However we 'd much prefer that our merchants do business with us than with some of the shysters out there, and by and large our merchant base agrees with that, knowing full well that we are trustworthy.  We try to be as forthright as possible about what cash advances are, and what they are not.&lt;br /&gt;
&lt;br /&gt;
Are they cheap?  No.  &lt;br /&gt;
Should the merchant look to his banker first before contemplating a cash advance?  Positively.&lt;br /&gt;
&lt;br /&gt;
But times being what they are, unfortunately a lot of good deserving people are turned away by traditional lenders.  That's where cash advances come in.  If the funding is absolutely necessary and the business comes out better off in the end as a result of doing&lt;br /&gt;
the cash advance, then absolutely that's the way to go.  Particularly in these tough times in which for many small businesses the alternative to not getting necessary funding is to shut down.</description>
      <pubDate>Mon, 23 Nov 2009 21:48:13 GMT</pubDate>
      <author>amspcs</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85876&amp;amp;tstart=0#85876</guid>
      <dc:date>2009-11-23T21:48:13Z</dc:date>
      <clearspace:dateToText>11 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: New Business Owner</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85865&amp;amp;tstart=0#85865</link>
      <description>Thank you.... What about getting funds with out having to use my credit because my credit is bad&lt;br /&gt;
&lt;br /&gt;
Thanks&lt;br /&gt;
Tisa</description>
      <pubDate>Mon, 23 Nov 2009 22:03:35 GMT</pubDate>
      <author>ILWC1010</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85865&amp;amp;tstart=0#85865</guid>
      <dc:date>2009-11-23T22:03:35Z</dc:date>
      <clearspace:dateToText>11 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Advertising Ideas???????</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85879&amp;amp;tstart=0#85879</link>
      <description>I hope this greeting finds you in the best of health and spirts! A Linens store is certainly a good product especially in a recession market. I have a lot of experience with luxury PR, one of our business streams of income is running a luxury PR firm. &lt;br /&gt;
&lt;br /&gt;
While I don&amp;rsquo;t have a lot of details to go on about your business. I would strongly suggest that you certainly not overlook your local newspaper. In fact, you should consider your local newspaper as a starting point for &lt;u&gt;free publicity&lt;/u&gt;, brand awareness, exposure and more! Often much cost effective over advertising which can be more expensive. &lt;br /&gt;
&lt;br /&gt;
I would suggest that you release a press announcement about your Linens store. One important factor to remember is to make sure that your press release is newsworthy!!!! The holidays are the perfect time to announce charity contributions, discount promotions, specialty product lines, etc.&lt;br /&gt;
&lt;br /&gt;
The business section of your local newspaper is a goldmine of free publicity opportunity for your Linens store. Send out your press release announcement to media outlets such as your local newspapers, magazines, television shows, radio stations, etc. Make sure to contact media outlets and divisions that would be a match to cover a feature article or storyline about Linens! You could even be asked to make guest appearances for live interviews. &lt;br /&gt;
&lt;br /&gt;
Example:  Press Announcement &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Five Cost Saving Fashionable Linen Ideas for the Holidays&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
Make sure to include who, what, when, where, why, and how. Also encourage a call to action but not as a sales pitch. Smart tactics would be to use important SEO keywords in your press releases. This will certainly improve your rank in the major search engines.&lt;br /&gt;
&lt;br /&gt;
This is a method that we use for our companies, clients, and projects.&lt;br /&gt;
&lt;br /&gt;
Example:&lt;br /&gt;
&lt;br /&gt;
&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.TopAtlantaLuxury.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.TopAtlantaLuxury.com&lt;/a&gt; is a blog that we own and operate. It is ranked in the top 5% on Google and Bing for key search words &amp;ldquo;Atlanta Luxury&amp;rdquo;.  &lt;br /&gt;
&lt;br /&gt;
Please visit &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.CRandKyle.Info&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.CRandKyle.Info&lt;/a&gt; to join our FREE email club for tips on Home and Small Business PR, Ideas, and Social Media.&lt;br /&gt;
&lt;br /&gt;
Best&lt;br /&gt;
&lt;br /&gt;
CR Ransom</description>
      <pubDate>Mon, 23 Nov 2009 22:30:36 GMT</pubDate>
      <author>Ultisky</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85879&amp;amp;tstart=0#85879</guid>
      <dc:date>2009-11-23T22:30:36Z</dc:date>
      <clearspace:dateToText>13 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Need Help on Outsourcing? Call or Chat with Us</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85878&amp;amp;tstart=0#85878</link>
      <description>The combined experience of the customer service transition team is more than 30 years. Global Sky started in the later part of 2004. The outsourcing industry is relatively young so you find a lot of relatively young players. Global sky is an "outsource with certainty" operation based on team experience.</description>
      <pubDate>Mon, 23 Nov 2009 22:24:08 GMT</pubDate>
      <author>jane28</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85878&amp;amp;tstart=0#85878</guid>
      <dc:date>2009-11-23T22:24:08Z</dc:date>
      <clearspace:dateToText>13 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Facebook integratoion</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85877&amp;amp;tstart=0#85877</link>
      <description>From a registration standpoint or sharing content? Try starting here, &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fdevelopers.facebook.com%2Fconnect.php&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://developers.facebook.com/connect.php&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
-caffeinated</description>
      <pubDate>Mon, 23 Nov 2009 22:13:05 GMT</pubDate>
      <author>caffeinated</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85877&amp;amp;tstart=0#85877</guid>
      <dc:date>2009-11-23T22:13:05Z</dc:date>
      <clearspace:dateToText>13 hours ago</clearspace:dateToText>
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