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    <title>Home: Message List</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/index.jspa?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Fri, 27 Nov 2009 15:42:11 GMT</pubDate>
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    <dc:date>2009-11-27T15:42:11Z</dc:date>
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    <item>
      <title>Financial Independence with Zrii and HMG....</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86026&amp;amp;tstart=0#86026</link>
      <description>&lt;br /&gt;
&lt;b&gt;We are not only changing Lives but changing Lifestyles.  Hager Marketing Group is responsible for Mentoring Leaders to Millions and is the only Network Marketing Group ever featured in the Millionaire Magazine.  We have aligned ourselves with a new venture, Zrii, owned by Multi Billionaire, Bill Farley, be a part of the growth with many, including yourself, earning Millions and High 6 Figure Incomes.&lt;/b&gt;  &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Please feel free to call me for more information at 1-954-552-5200.&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;.&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;Warmly,&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;Melissa A Coulter&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;HMG Founding Leader&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;Zrii IExecutive&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.melissacoulter.myzrii.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.melissacoulter.myzrii.com&lt;/a&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;PS Take Ownership of your Future Now ... Do today what others won't so you can live tomorrow Like Others can't."&lt;/b&gt;</description>
      <pubDate>Fri, 27 Nov 2009 15:42:11 GMT</pubDate>
      <author>MACoulter</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86026&amp;amp;tstart=0#86026</guid>
      <dc:date>2009-11-27T15:42:11Z</dc:date>
      <clearspace:dateToText>53 minutes ago</clearspace:dateToText>
    </item>
    <item>
      <title>Basics Of Internet Marketing</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86010&amp;amp;tstart=0#86010</link>
      <description>&lt;br /&gt;
Marketing is communication about an idea, product, or service. Marketing involved advertising, promotion, sales and various techniques forms of communication used to advertise, promote and sell.&lt;br /&gt;
&lt;br /&gt;
Marketing also includes researching the market to learn what consumers want and then we give solution to meet their needs with the appropriate product, price, and distribution method. Marketing includes market research, deciding on products and prices, advertising, promoting, distributing and selling.&lt;br /&gt;
&lt;br /&gt;
Making customers aware of our products and services, also we must able to attracting new customers to our product or service, keeping existing customers interested in a product or service, and building and maintaining good relationship with our customers.&lt;br /&gt;
&lt;br /&gt;
Some various internet marketing tools we can use including make our own web sites, email marketing, writing ezines or articles, creating banner for advertising, building a bloggs, create RSS, building links to our site, search engine optimization, having our own affiliate to help us promote our products or services, autoresponders list, and other ecommerce applications.&lt;br /&gt;
&lt;p /&gt;
I, as myself, recommends &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.4s2s.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.4s2s.com&lt;/a&gt; for people that are looking for options on how to make extra money online or to build your own home-based internet marketing business. On that website are recommended tools to help you succeed faster.</description>
      <pubDate>Fri, 27 Nov 2009 13:24:06 GMT</pubDate>
      <author>nicotine</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86010&amp;amp;tstart=0#86010</guid>
      <dc:date>2009-11-27T13:24:06Z</dc:date>
      <clearspace:dateToText>3 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Worried about missing important calls?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86025&amp;amp;tstart=0#86025</link>
      <description>With GlobalSky answering services, we provide you with a FREE toll-free number or local business number with your company name. Our reps take messages, enter data into your web form or even forward calls to you directly.&lt;br /&gt;
&lt;br /&gt;
For less than the cost of a phoneline and for a fraction of the cost of a receptionist, GlobalSky answering services can answer your phone with a live person either 24 hours a day, 7 days a week, after hours or overflow when your phones are busy.&lt;br /&gt;
&lt;br /&gt;
We would like to provide your company with a great service with a very reasonable rate.&lt;br /&gt;
If you have any questions or concerns pertaining to our company, dont hesitate to email me at sarah_anabe@globalsky.com or visit our website www.global-sky.com.</description>
      <pubDate>Fri, 27 Nov 2009 12:27:33 GMT</pubDate>
      <author>jane28</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86025&amp;amp;tstart=0#86025</guid>
      <dc:date>2009-11-27T12:27:33Z</dc:date>
      <clearspace:dateToText>4 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>I always wanted to be an Entrepreneur!</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86009&amp;amp;tstart=0#86009</link>
      <description>Hello all,&lt;br /&gt;
           Nice forum Greate descussion going on here. I am here for your expert advice. I live in tampabay Florida and I want to start my business in real estate I did research on real estate industry in tampabay and I came to know that &lt;b&gt;&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.southtampa-luxuryhomes.com%2F&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.southtampa-luxuryhomes.com/&lt;/a&gt;&lt;/b&gt; is a major player in here can any one plese tell me what am I need to do if I want to go long in this industry. Thanks for any suggestions.</description>
      <pubDate>Fri, 27 Nov 2009 10:59:59 GMT</pubDate>
      <author>LuxuryHomes</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86009&amp;amp;tstart=0#86009</guid>
      <dc:date>2009-11-27T10:59:59Z</dc:date>
      <clearspace:dateToText>5 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Is e-learning really as effective as face-to-face training?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86022&amp;amp;tstart=0#86022</link>
      <description>Due to drastic use of internet in study, business and at corporte level e-learning become compulsory to compete with others and for batte representation of business. you only need to search tutorial on internent you will find much useful materials of e-learning.</description>
      <pubDate>Fri, 27 Nov 2009 10:41:39 GMT</pubDate>
      <author>colypr</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86022&amp;amp;tstart=0#86022</guid>
      <dc:date>2009-11-27T10:41:39Z</dc:date>
      <clearspace:dateToText>5 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Voice Broadcasting, reach 10,000 for $190.00</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86021&amp;amp;tstart=0#86021</link>
      <description>Hi Mike, i like to test drive your voice broadcasting system. Please send me information here or to: uyiabraham@yahoo.com</description>
      <pubDate>Fri, 27 Nov 2009 06:41:16 GMT</pubDate>
      <author>zofaa_comm</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86021&amp;amp;tstart=0#86021</guid>
      <dc:date>2009-11-27T06:41:16Z</dc:date>
      <clearspace:dateToText>9 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Started a Voice Broadcasting Software Company. Need Help!</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86020&amp;amp;tstart=0#86020</link>
      <description>Hello Everyone,&lt;br /&gt;
I am Uyi Abraham and i just started a software company that provides voice broadcasting technology called Zofaa Communications (Zofaa.com). We automate your phone calls. Our software can also be used to:&lt;br /&gt;
&lt;p /&gt;
Send announcements to your church members about an upcoming event, conference or the visit of a special guest minister&lt;br /&gt;
&lt;p /&gt;
Encourage your whole congregation with an inspirational message or scripture with press 1 option to speak with members who need prayers or counseling&lt;br /&gt;
&lt;p /&gt;
To schedule a meeting, receive prayer requests or poll your members&lt;br /&gt;
&lt;p /&gt;
Thank first time visitors who attended your church service&lt;br /&gt;
&lt;p /&gt;
Emergency cancellation notification&lt;br /&gt;
&lt;p /&gt;
Reminder calls for important events&lt;br /&gt;
&lt;p /&gt;
Fund raising and volunteer efficiency&lt;br /&gt;
&lt;p /&gt;
Communicate quickly to a large group&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;I need help and ideas in marketing this new company. I am also seeking business partnerships and Joint Ventures..&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;</description>
      <pubDate>Fri, 27 Nov 2009 06:37:49 GMT</pubDate>
      <author>zofaa_comm</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86020&amp;amp;tstart=0#86020</guid>
      <dc:date>2009-11-27T06:37:49Z</dc:date>
      <clearspace:dateToText>9 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Big Picture Approach to Financing Growth</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86005&amp;amp;tstart=0#86005</link>
      <description>Finding the funds to grow a company or work through a difficult time is always challenging. The activities that CEOs and CFOs must undertake are the same regardless of whether the company is growing and self financing, raising capital or thinking about selling. In the end, value creation is all about the amount of future cash flow the company can generate. &lt;br /&gt;
&lt;br /&gt;
Some of the common questions that arise in driving the funding raising process are: &lt;br /&gt;
&lt;p /&gt;
How much capital?&lt;br /&gt;
When do I need it?&lt;br /&gt;
Who should I get it from?&lt;br /&gt;
How much should it cost?&lt;br /&gt;
How much debt and how much equity?&lt;br /&gt;
Should I personally guarantee the company's debts? If so, how much?&lt;br /&gt;
&lt;p /&gt;
The answer to all of these questions is surfaced by following a process that begins with end in mind, and then systematically works to narrow the likely and feasible alternatives.&lt;br /&gt;
&lt;br /&gt;
Step one involves understanding the current and historical state of the business and how it got where it is. This is coupled with a clear articulation of the objectives of the shareholders and a defined go-forward strategy. Then forecast the likely scenarios and compare proforma company performance to competitive or industry benchmarks for realism. You should be able to assess the likely use of new funds and the timing of when they are required after several iterations. A nice byproduct of the process is an estimate of the value of the business and how it is likely to change over the forecast period.&lt;br /&gt;
&lt;br /&gt;
Armed with this information, you can then begin to determine the go-forward capital structure and target funding sources. Test the market to see if you can really get the capital desired and drive the process in a competitive environment to negotiate and close the deal.&lt;br /&gt;
&lt;br /&gt;
While this may sound easy, it takes time to prepare and execute... so being proactive is critical if you can (sometimes that is hard in a crisis). Getting the right team of players to partner with you and your management team is critical to drive the process and minimize distractions to operations.&lt;br /&gt;
&lt;br /&gt;
Kenneth H. Marks, Copyright 2009, Lead Author of the Handbook of Financing Growth 2nd Edition &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.handbookoffinancinggrowth.com%2F&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.handbookoffinancinggrowth.com/&lt;/a&gt;</description>
      <pubDate>Fri, 27 Nov 2009 00:39:18 GMT</pubDate>
      <author>khmarks</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86005&amp;amp;tstart=0#86005</guid>
      <dc:date>2009-11-27T00:39:18Z</dc:date>
      <clearspace:dateToText>10 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: A Good Resume or A Good Blog?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86006&amp;amp;tstart=0#86006</link>
      <description>i will choose "a good blog"&lt;br /&gt;
because most of employers are focus on your past working experience.&lt;br /&gt;
of course,if you can make your resume a  good looking,that will be better to atract them.&lt;br /&gt;
&lt;br /&gt;
alice&lt;br /&gt;
&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.trade-century.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.trade-century.com&lt;/a&gt;</description>
      <pubDate>Fri, 27 Nov 2009 02:33:15 GMT</pubDate>
      <author>nikecoo99</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=86006&amp;amp;tstart=0#86006</guid>
      <dc:date>2009-11-27T02:33:15Z</dc:date>
      <clearspace:dateToText>14 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Starting a Woodworking business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85988&amp;amp;tstart=0#85988</link>
      <description>Let me know how to get a hold of you and I will more than happy to help out.&lt;br /&gt;
&lt;br /&gt;
Ken</description>
      <pubDate>Thu, 26 Nov 2009 21:35:30 GMT</pubDate>
      <author>vnavguys</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85988&amp;amp;tstart=0#85988</guid>
      <dc:date>2009-11-26T21:35:30Z</dc:date>
      <clearspace:dateToText>19 hours ago</clearspace:dateToText>
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