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    <title>Home: Message List</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/index.jspa?view=discussions</link>
    <description>Most recent forum messages</description>
    <language>en</language>
    <pubDate>Tue, 24 Nov 2009 18:15:39 GMT</pubDate>
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    <dc:date>2009-11-24T18:15:39Z</dc:date>
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    <item>
      <title>Re: Started up a Pet Sitting Business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85917&amp;amp;tstart=0#85917</link>
      <description>We have a great fit! First of all I have a client that has a petsitting software called Bluewave. It helps with all your accounting and repetitive billing. second of all You can place a craigslist ad offering $100 in groceries when someone signs up for your service. Email me and I will send you a PowerPoint. jason@moneysavingincentives.com</description>
      <pubDate>Tue, 24 Nov 2009 18:15:39 GMT</pubDate>
      <author>MSIMarketing</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85917&amp;amp;tstart=0#85917</guid>
      <dc:date>2009-11-24T18:15:39Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: how to market to bridal shops and boutiques</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85916&amp;amp;tstart=0#85916</link>
      <description>Well our product would work great for your product! imagine giving $500 in gas and $500 in groceries? some of those wedding gowns are expensive. We could offer your client their money back when they shop with you. Everyone has to buy groceries to survive. email me and I will send you a PowerPoint jason@moneysavingincentives.com</description>
      <pubDate>Tue, 24 Nov 2009 18:06:38 GMT</pubDate>
      <author>MSIMarketing</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85916&amp;amp;tstart=0#85916</guid>
      <dc:date>2009-11-24T18:06:38Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Does Outsourcing Make Sense in this Economy?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85907&amp;amp;tstart=0#85907</link>
      <description>Sometimes I log into this forum and the topic I was just thinking about pops right up. Does outsourcing make sense... I would have to say for all of those routine tasks like call center payment processing, or tier one customer support, or even creating back links for SEO purposes then the answer is a resounding YES.&lt;br /&gt;
&lt;br /&gt;
Several of my clients are on the receiving end of these out-sourced businesses. They are very skilled at their tasks yet they focus on the types of processes that when brought up to scale really reduces costs. &lt;br /&gt;
&lt;br /&gt;
To me I can't see outsourcing creative work unless the technology gets better and you are "in the room" with the client. It won't be long until that happens but today it is still a bit difficult to get your creative point across via email. I'm sure a lot of people are doing it I just haven't come across a client that has tried to scale that type of operation.&lt;br /&gt;
&lt;br /&gt;
Two of my outsourcing clients handle repetitive processes like these:&lt;br /&gt;
&lt;br /&gt;
Call Center Payment Processing - &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.atlantasalesandconsulting.com%2FBPO_call_center.htm&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.atlantasalesandconsulting.com/BPO_call_center.htm&lt;/a&gt;&lt;br /&gt;
SEO Back Links -  &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fseolinkwheelers.com%2F&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://seolinkwheelers.com/&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
Since I do this all day, every day I would have to say that for my clients, and my client's customers that outsourcing companies should be looked at as just another professional, yet economical vendor.&lt;br /&gt;
&lt;br /&gt;
David Peterson&lt;br /&gt;
&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.atlantasalesandconsulting.com%2F&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.atlantasalesandconsulting.com/&lt;/a&gt;</description>
      <pubDate>Tue, 24 Nov 2009 14:32:57 GMT</pubDate>
      <author>dpeterson</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85907&amp;amp;tstart=0#85907</guid>
      <dc:date>2009-11-24T14:32:57Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Need help and advicve for a Startup restaurant.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85914&amp;amp;tstart=0#85914</link>
      <description>One option is to find financing from a company or division of a bank&lt;br /&gt;
that specializes in restaurant loans. Keep in mind the differences&lt;br /&gt;
between financing your venture with investor capital versus with a&lt;br /&gt;
loan: your choice between the two depends on whether you'd rather deal with diluting&lt;br /&gt;
your ownership by getting a capital injection or the&lt;br /&gt;
additional risk of having to pay back a loan if your business fails.&lt;br /&gt;
The degree to which you are obliged to do the latter depends on your&lt;br /&gt;
business structure and practices, so in the end (as is the case with&lt;br /&gt;
many business decisions) you may want to consult a lawyer.&lt;br /&gt;
&lt;br /&gt;
In regards to companies that specialize in restaurant &lt;i&gt;loans&lt;/i&gt;, &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fadvancerestaurantfinance.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://advancerestaurantfinance.com&lt;/a&gt; and &lt;br /&gt;
&lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Ffastupfront.com&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://fastupfront.com&lt;/a&gt; seem to be the biggest players. I know Wells Fargo also has a division that specializes in restaurant loans (BOA likely does as well), but as mentioned before those companies may not be offering these loans at this time.</description>
      <pubDate>Tue, 24 Nov 2009 17:03:54 GMT</pubDate>
      <author>asemerson</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85914&amp;amp;tstart=0#85914</guid>
      <dc:date>2009-11-24T17:03:54Z</dc:date>
      <clearspace:dateToText>1 hour ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: How to maintain a good attitude</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85913&amp;amp;tstart=0#85913</link>
      <description>thanks,are you here now?</description>
      <pubDate>Tue, 24 Nov 2009 15:51:26 GMT</pubDate>
      <author>EFFORTS</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85913&amp;amp;tstart=0#85913</guid>
      <dc:date>2009-11-24T15:51:26Z</dc:date>
      <clearspace:dateToText>3 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: Poll:  Do you give holiday gifts/favors to clients?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85912&amp;amp;tstart=0#85912</link>
      <description>I normally do a gift basket of homemade baked goods. The baskets don't cost much but time, but we have never had any complaints. We even get requests for additional baskets but it is a holiday thing. &lt;br /&gt;
&lt;br /&gt;
This year is going to be the first year we don't do the baskets, and I am bummed about it but it is a hard candy Christmas.</description>
      <pubDate>Tue, 24 Nov 2009 15:37:03 GMT</pubDate>
      <author>Iwrite</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85912&amp;amp;tstart=0#85912</guid>
      <dc:date>2009-11-24T15:37:03Z</dc:date>
      <clearspace:dateToText>3 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Do you have repetitive billing for your product.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85911&amp;amp;tstart=0#85911</link>
      <description>We deal with alot of gyms and they have a monthly fee. Our certificates are great for offsetting that monthly cost. If you have a fee of $30 and your customer is getting $25 MasterCard back every month. To pay five dollars for your product is a great deal right? Especially the way our economy is today. Try offering a $300 grocery or gas certificate to offset your product and watch how your traffic for your business will almost double. The cost is very small compared to the persieved value that you are giving out. email me for details. jason@moneysavingincentives.com.</description>
      <pubDate>Tue, 24 Nov 2009 15:34:44 GMT</pubDate>
      <author>MSIMarketing</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85911&amp;amp;tstart=0#85911</guid>
      <dc:date>2009-11-24T15:34:44Z</dc:date>
      <clearspace:dateToText>3 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: How to maintain a good attitude</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85909&amp;amp;tstart=0#85909</link>
      <description>&lt;b&gt;How to maintain a good attitude&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Thanks for your post. Go to Members page and share some info.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Thanks&lt;/b&gt;&lt;br /&gt;
&amp;lt;!--Session data--&amp;gt;</description>
      <pubDate>Tue, 24 Nov 2009 14:41:17 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85909&amp;amp;tstart=0#85909</guid>
      <dc:date>2009-11-24T14:41:17Z</dc:date>
      <clearspace:dateToText>4 hours ago</clearspace:dateToText>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Re: how can a startup, grow, build capitol &amp;#38; meet debt service?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85908&amp;amp;tstart=0#85908</link>
      <description>&lt;b&gt;How can a startup, grow, build capitol??&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Welcome Heath. Three suggestions. A good Accountant, A business Plan, and SCORE.&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;SCORE is FREE&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Good luck, LUCKIEST&lt;/b&gt;&lt;br /&gt;
&amp;lt;!--Session data--&amp;gt;</description>
      <pubDate>Tue, 24 Nov 2009 14:39:42 GMT</pubDate>
      <author>LUCKIEST</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85908&amp;amp;tstart=0#85908</guid>
      <dc:date>2009-11-24T14:39:42Z</dc:date>
      <clearspace:dateToText>4 hours ago</clearspace:dateToText>
    </item>
    <item>
      <title>Re: HOW TO PROMOTE YOUR WEBSITE OR BLOG.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85906&amp;amp;tstart=0#85906</link>
      <description>Anyone know a good seo/sem company who would like to work on our site &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fwww.searchchief.co.uk&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://www.searchchief.co.uk&lt;/a&gt;</description>
      <pubDate>Tue, 24 Nov 2009 14:08:42 GMT</pubDate>
      <author>searchchief</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?messageID=85906&amp;amp;tstart=0#85906</guid>
      <dc:date>2009-11-24T14:08:42Z</dc:date>
      <clearspace:dateToText>5 hours ago</clearspace:dateToText>
    </item>
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