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    <title>Merchant Services</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices</link>
    <description>Comment Feed for Merchant Services on post 'Evaluating Vendors to Minimize Expenses'</description>
    <pubDate>Wed, 17 Sep 2008 11:16:51 GMT</pubDate>
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    <dc:date>2008-09-17T11:16:51Z</dc:date>
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      <title>RE: Evaluating Vendors to Minimize Expenses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-2615</link>
      <description>Very well written article.  Regarding the section on credit card processing (my area of expertise) I thought the points made were dead on.  Many readers have expressed an interest in in-depth follow-up information on each of the areas covered in the article.  To fulfill that need for those interested in more info on credit card processing rates and  how they are calculated, we have covered this issue in our article published in this forum ("Credit Card Processing for Business", 7/23/08)which you are urged to refer to  as well as on our free informational website 'www.MerchantServices-help.com' under the tab of "discount rates".</description>
      <pubDate>Wed, 17 Sep 2008 11:16:51 GMT</pubDate>
      <author>amspcs</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-2615</guid>
      <dc:date>2008-09-17T11:16:51Z</dc:date>
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    <item>
      <title>RE: Evaluating Vendors to Minimize Expenses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-2614</link>
      <description>Good review. Regarding payroll my experience has been that although I had good results with ADP for many years (I have about 7 employees some full time, some part time), I found that Bank of America's online payroll product was great. For only a fraction of what I was paying to ADP I now have on line payroll and payroll tax processing done through Bank of America. Additionally, I have been able to get all my employees to sign up for direct deposit so I never have to worry about lost checks or getting pay to someone who is on vacation or away from work. The direct deposit entited my employees to free checking accounts at Bank of America so that helped make the direct deposit easy even for those employees who had never previously had a bank account.</description>
      <pubDate>Wed, 17 Sep 2008 01:53:59 GMT</pubDate>
      <author>Xfire1</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-2614</guid>
      <dc:date>2008-09-17T01:53:59Z</dc:date>
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    <item>
      <title>RE: Evaluating Vendors to Minimize Expenses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-2291</link>
      <description>Great overview...Please do go in depth in future articles. I am a new business owner dealing with exactly these issues. I appreciate the info. Thanks.</description>
      <pubDate>Sun, 25 May 2008 05:48:36 GMT</pubDate>
      <author>EILLON</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-2291</guid>
      <dc:date>2008-05-25T05:48:36Z</dc:date>
    </item>
    <item>
      <title>RE: Evaluating Vendors to Minimize Expenses</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-1217</link>
      <description>This is a good overview of key supplier considerations.  However, each of these areas are critical.  I'd like to see future follow-up articles that focus in each of these areas!</description>
      <pubDate>Tue, 31 Jul 2007 02:26:15 GMT</pubDate>
      <author>FashionGal</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/merchantServices/2007/07/29/evaluating-vendors-to-minimize-expenses#comments-1217</guid>
      <dc:date>2007-07-31T02:26:15Z</dc:date>
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