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    <title>Technology Management</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement</link>
    <description />
    <pubDate>Thu, 02 Jul 2009 13:54:54 GMT</pubDate>
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    <dc:date>2009-07-02T13:54:54Z</dc:date>
    <item>
      <title>Business Tech</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2009/07/02/business-tech</link>
      <description>&lt;i&gt;These five high-tech products make a lot of low-tech sense&lt;/i&gt; &lt;br /&gt;
&lt;br /&gt;
By Max Berry&lt;br /&gt;
&lt;p /&gt;
It seems that there is always some new gadget to buy, some new breakthrough that you, the small business owner, supposedly can't live without. It can be hard to separate the essential business tools from the latest tech novelties. Here, to help you make some sense of the deluge, are five innovations that will truly put your business on the cutting edge.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
1. Looking for an ultra-thin laptop at a reasonable price? The folks at MSI Computer have granted your wish. The MSI &lt;b&gt;X-Slim X340 Notebook&lt;/b&gt; ($899; see us.msi.com for retail information) weighs in it a svelte 2.86 pounds and is only .78 inches thick at its widest point, making it ideal for easy travel. It is also the first notebook to utilize the Intel ULV CPU, which requires just 1/6th the power of a standard mobile CPU. The LCD monitor offers HD resolution and you'll have 320 GB of storage at your disposal. And did we mention it costs less than $900? &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
2. For office work on the go, Brookstone's &lt;b&gt;Laptop Essentials Kit&lt;/b&gt; ($50, Brookstone.com) provides all the standard accessories of your desktop computer in a zippered travel case. The kit includes a USB numeric keypad, retractable optical mouse, and gooseneck USB light. Earbuds with an integrated microphone allow you to use Skype and other Internet-based phone services and a retractable high-speed Internet cable will help you log on even when doing business in a place without wireless access. A four-port USB hub is also included for additional peripherals, so you can utilize all the gadgets and accessories standard to your office no matter how far from home your business takes you. &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
3. Metal staples are flimsy, eco-offensive, and often lead to annoying nicks and scratches. Get rid of them altogether with an E3 Living &lt;b&gt;Staple Free Stapler&lt;/b&gt; ($6.95; e3living.com). The contraption may sound like a contradiction in terms, but the staple free stapler punches out tiny strips of paper and uses them to sew together as many as five sheets. In addition to the environmental benefits and low likelihood of personal injury offered by E3 Living's product, you'll also save money on staples and have an easier time recycling paper since there are no metal scraps to deal with. If you're looking to fasten more than five sheets of paper, might we recommend jumbo sizes paper clips or reusable binding clasps? &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
4. If you're a serious techy, chances are you already have an iPhone. Why not soup it up with some applications designed with the small business owner in mind? &lt;b&gt;PC2Me&lt;/b&gt; allows you to connect remotely to your Windows desktop and costs $29.95 for the year. &lt;b&gt;QuickBooks Online&lt;/b&gt; gives you access to your QuickBooks data. The monthly cost of $9.95 covers you and your accountant. The &lt;b&gt;Splurge&lt;/b&gt; app keeps your spending in line by tracking and organizing expenses while &lt;b&gt;Billing Manager&lt;/b&gt;, free from Intuit, is great for easy invoicing on the go. Doing business internationally? &lt;b&gt;TokTok Translator&lt;/b&gt; provides quick translation between Chinese, Japanese, English, French, Dutch, German, Italian, Spanish, and Arabic, among other languages. And, naturally, you'll want to stay abreast of all the latest gadgets to help your run your business. &lt;b&gt;Get All The Tech&lt;/b&gt; is a preconfigured RSS reader that sends you feeds from tech sites like Engadget, Gizmodo, Slashdot, Techcrunch, and Wired. &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
5. It might not be a gadget, per se, but &lt;b&gt;YouTube&lt;/b&gt; is an excellent technological resource for marketing your business. Simply transferring your local television spot to the web might be a good idea for your own web site, but YouTube presents a different kind of challenge-and opportunity. If you're a craftsman, make a video of yourself at work, documenting your process from beginning to end. Stone Brewery, of Escondido, California, has posted a dozen or so videos on YouTube offering an inside look at their brewing process-a craft beer aficionado's dream. Just remember that the site is a community of users looking to be entertained, not pitched to. Feature your product or service in a quirky way, like Orem, Utah's Blendtec did by producing a series of videos in which the high-powered blender manufacturer put its product to the test by attempting to blend odd items like glow sticks and hockey pucks. It all adds up to an innovative marketing scheme and-best of all-it's free. Participate in the site's discussion forums and comment on other videos to start getting your name out there. And don't forget to include your e-mail address and URL in your video. YouTube can bring people who wouldn't normally hear about your business directly to your door, or at least your inbox.</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">technology_management</category>
      <pubDate>Thu, 02 Jul 2009 14:02:00 GMT</pubDate>
      <author>SBOCTeam</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2009/07/02/business-tech</guid>
      <dc:date>2009-07-02T14:02:00Z</dc:date>
      <clearspace:dateToText>Thurs, Jul 2 9:54 AM</clearspace:dateToText>
      <wfw:comment>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/comment/business-tech</wfw:comment>
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    </item>
    <item>
      <title>Play It Safe</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2008/09/30/play-it-safe</link>
      <description>&lt;i&gt;&lt;b&gt;How to Protect Your Customers' Confidential Info&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;p /&gt;
By Christopher Freeburn&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
Customer data may well be your business's most critical asset. Unfortunately, there are plenty of thieves who would like to gain access to it. Identity and credit card theft are burgeoning problems. Customers' names, addresses, and credit information are valuable commodities that thieves not only steal, but actually trade among themselves. Today's profusion of computer technology and online connectivity has proven not only a boon for business, but for thieves as well. Protecting your company's information is as vital as locking your office doors.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
&lt;i&gt;The World Wide Web of Hackers&lt;/i&gt;&lt;br /&gt;
There's almost no way to isolate your business from the Internet these days. Even the smallest businesses usually have web sites and email is now virtually a business requirement. That usually means that the computers you use for business are likely connected, either directly or through your company network, to the Internet. While there is no question that the Internet has been a huge boost to small business, it comes with serious security risks.&lt;br /&gt;
&lt;p /&gt;
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&lt;img class="jive-image" src="http://smallbusinessonlinecommunity.bankofamerica.com/servlet/JiveServlet/download/1116-1743/BaseballHelmet_article.jpg" alt="BaseballHelmet_article.jpg" /&gt;&lt;br /&gt;
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The Internet connection that brings the world to your business's front door can also let unscrupulous thieves dive right into your company hard drives and gain access to vital customer and business data. "The best way to prevent that is to make sure that your company network and computers have a robust firewall and use the latest Internet security software available," says Cambridge, Massachusetts-based computer security expert Dan Smith. "This applies even if you outsource your company's online services to a web hosting company." If you don't know how to enable your firewall and security software properly, hire a network or computer expert to do it for you. "Your firewall is the first and best line of defense in keeping unwanted people out of your system," Smith explains. "If you don't pay enough attention to it you can find your network crippled and your data stolen."&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
A wide variety of Internet Security software packages are available for small businesses. Additionally, personal computers and network servers come with some form of internal firewalls that will work in concert with third-party Internet security software. Most of these programs feature an automatic update feature that allows the software to contact its manufacturer online and check for software updates. Since the battle between hackers and security software is never-ending, keeping the update feature active is crucial to receiving updates meant to combat the latest threats. &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
&lt;i&gt;Isolate Data&lt;/i&gt;&lt;br /&gt;
Your company data can be threatened not only from the outside, but also from within your business as well. Last January, news organizations reported the story of a Florida architectural firm whose office manager, erroneously believing she was about to be fired, deleted seven years worth of company records, including millions of dollars worth of blueprints and drawings from the firm's computer. The company was able to recover much of the data, but only at great expense. In order to prevent accidental or deliberate loss or theft of data, it is a good idea to restrict access to the company network-or at least to the most sensitive data-to a few trusted, high-level employees. Most network software packages offer a variety of different password-based levels of access to the network and its assets.&lt;br /&gt;
&lt;p /&gt;
Make sure that employees guard their individual passwords and that the passwords of employees who depart the business are deleted immediately.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
&lt;i&gt;Shredding to Security&lt;/i&gt;&lt;br /&gt;
Keeping your company's critical data secure often means more than simply keeping your computers free from hackers and the office doors securely locked. Too many companies forget that documents tossed out with the trash become instantly vulnerable to thieves or competitors.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
There is no privacy in garbage, according to a 1998 Supreme Court ruling, which means anyone can grab a garbage bag from your firm left at the curb and legally sift through it. That means your competitors can legally acquire sensitive information about your business if you aren't careful enough to properly dispose of it. It also means that identify thieves might glean enough personal information regarding your customers to open credit cards accounts in their names, causing them substantial financial harm.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
In order to protect your company and your customers, you should consider creating a formal company policy regarding document disposal. And then make certain that all employees understand and follow through with its implementation. &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
Any paper that contains customer names, account numbers, or billing information should be shredded. The same is true of company documents that provide employee names, social security numbers, payroll, medical insurance, home addresses, or salary information. But you should also be shredding any documents containing information valuable to your competitors. Sales numbers, financial analysis, marketing plans or reports, web site usage figures - all of these could be of potential interest to competing companies. Legal documents as well. In practice it's a good idea to shred any document that sheds light on your company's internal practices or arrangements.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
Document shredder machines are available in a wide range of sizes and prices, with small units running under $60, making it easy for a small business to have several such machines where needed. Traditional shredders rend documents into narrow vertical strips. Newer cross-cut shredders slice the documents two ways, rendering them into confetti that is almost impossible to reconstruct.&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
&lt;i&gt;Wireless Vulnerability&lt;/i&gt;&lt;br /&gt;
Once upon a time, connecting the computers in a small office meant running wires all over the place. Today, setting up a wireless network for a small or home-based business can take little more than a few hours work. But for all their convenience, wireless networks face a serious downside: security. Your wireless router broadcasts your network's data indiscriminately over a certain area (anywhere from a 100 to 300-feet radius from the router). Any computer equipped with a wireless network card within that area can receive the signals and access your network. &lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
"The number of businesses that forget to install some level of encryption in their wireless networks is astonishing," says Dan Smith. "People who are scrupulous about installing Internet anti-virus programs just blank on wireless access security." But the consequences can be serious. "There are people who set up their laptops outside office buildings and shopping malls looking for vulnerable wireless networks," Smith explains. "Once they find one they can penetrate they'll poke around until they find some useful information." That can include customer data like credit card numbers and billing addresses or employee data like social security numbers. "Once they have anything like that, it can be used for theft or identity fraud, or sold to others for that purpose."&lt;br /&gt;
&lt;p /&gt;
&lt;br /&gt;
In order to prevent unwanted intrusions, wireless equipment manufacturers have developed a variety of encryption programs. Most wireless network equipment comes with two basic encryption systems: Wired Equivalence Protection (WEP) and (Wired Protected Access) WPA. These encrypt your wireless signal, requiring any wireless-capable computer to have the right encryption key to decode the signal. WPA is the more robust encryption protocol. Keeping firewalls enabled on all networked computers and changing network passwords is also recommended.</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">customer_data</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">protect_customers</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">data_management</category>
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      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">confidential</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">networks</category>
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      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">ecommerce</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">online</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">customer_data</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">firewall</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">security</category>
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      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">back_up</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">digital_security</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">fraud</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">operating_system</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">passwords</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">security_tools</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">vital_records_protection</category>
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      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">internet_security</category>
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      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">wireless</category>
      <pubDate>Tue, 30 Sep 2008 17:19:00 GMT</pubDate>
      <author>SBOCTeam</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2008/09/30/play-it-safe</guid>
      <dc:date>2008-09-30T17:19:00Z</dc:date>
      <clearspace:dateToText>Sep 30, 2008 1:05 PM</clearspace:dateToText>
      <clearspace:replyCount>2</clearspace:replyCount>
      <wfw:comment>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/comment/play-it-safe</wfw:comment>
      <wfw:commentRss>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/feeds/comments?blogPostID=1116</wfw:commentRss>
    </item>
    <item>
      <title>Digital Security Spotlight</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2007/12/06/digital-security-spotlight</link>
      <description>&lt;i&gt;Don't ignore the issue of digital security, a network breach or a loss of data could threaten the survival of your business&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;b&gt;By Nate Hardcastle&lt;/b&gt;&lt;/i&gt; &lt;br /&gt;
&lt;br /&gt;
The digital revolution has given small businesses capabilities that were once the exclusive domain of their big competitors from fast, high quality publishing to instant global communication. But those technologies have also brought new dangers, including hackers, viruses, spyware, adware, and the loss of valuable data to insufficient backup. Luckily, there are numerous lines of defense available to guard your office against these new age threats.&lt;br /&gt;
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&lt;img class="jive-image" src="http://smallbusinessonlinecommunity.bankofamerica.com/servlet/JiveServlet/download/1072-1372/ASL4647.jpg" alt="ASL4647.jpg" /&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Safeguard Your Network&lt;/b&gt;&lt;br /&gt;
A recent study by the Small Business Technology Institute (SBTI) in San Jose, California found that most small businesses networks are inadequately protected and the problem is getting worse. "Small businesses are using increasingly sophisticated technology," says Patrick Cook, an analyst with SBTI. "But their digital security systems aren't keeping up, so they are increasingly vulnerable."&lt;br /&gt;
&lt;br /&gt;
The study found that more than half of small businesses had experienced an information security incident in the previous 12 months, and one in ten small businesses had suffered five or more. Security is especially critical for small companies. Small firms have fewer resources than their larger competitors, so they tend to suffer disproportionately when security problems occur: For example, a negligible computer virus at a big corporation might cripple a small business. Many small businesses are strapped for time and cash, however, so they often fail to take sufficient precautions to protect themselves. That's a big mistake. Security investments not only keep your company safe they pay for themselves many times over.&lt;br /&gt;
&lt;br /&gt;
Major security breaches like computer hackers or viruses can result in catastrophic data loss or theft, but the majority of these occurrences have less obvious repercussions. "The biggest problem was lost productivity," says Cook. "Viruses, adware, spyware and other intrusions lead to downtime for networks and employees, and that costs businesses a lot of money." &lt;br /&gt;
&lt;br /&gt;
Mike Faiola, president of Boston area printing company Arlington Lithograph, learned that lesson seven years ago. The 25 employee business upgraded to an entirely digital printing process in 1995 and experienced its first virus in 1998. "Four of our six workstations were disabled," says Faoila. "Everything ground to a halt." Faiola discovered that the company's anti-virus software was six months out of date. A quick upgrade took care of the problem and the experience made Faiola a true believer in the importance of data security. "That was probably the best thing that could have happened to us," he says. "Everything we do depends on our computers. Security takes a small investment of time and money and it pays for itself even if it just prevents one workstation from going down for one day."&lt;br /&gt;
&lt;br /&gt;
The following steps will help you spend your money wisely and keep your data safe.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Put up firewalls.&lt;/b&gt; Firewalls prevent hackers from peering inside your network. They come as both hardware and software products your firm should have both. Make sure firewalls are installed both on your computer network and on each computer, including those connecting remotely. &lt;br /&gt;
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Patch holes automatically. Make sure your operating systems have all the latest security patches. This is a snap: Simply go to the OS maker's Web site and sign up for automatic security updates. The site will upload any new patches to your computers as soon as they become available. Microsoft OneCare, a subscription based security program for Windows Vista and XP, performs these updates automatically.&lt;br /&gt;
&lt;br /&gt;
Use free security tools. For example, Windows Vista contains a high quality built in software firewall and an anti-phishing filter that warns you when you visit a nonsecure site. Symantec, Microsoft and other software companies offer free spyware scans on their Web sites.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Hide your wireless network.&lt;/b&gt; Wireless networks are relatively easy for malefactors to exploit. Use Wi-Fi Protected Access (WPA), which encrypts wireless data and prevents intruders. Avoid older systems such as Wired Equivalent Privacy, which have less protection. If possible, restrict your wireless use to portable devices like PDAs and Blackberries, as cellular wireless service which relies on code division multiple access (CDMA) technology, is more secure than traditional WiFi. "A person can't operate cellular wireless service unless they have a license to employ the technology," explains Mark Boggs, manager, data sales for Verizon Wireless. An unlicensed spectrum like WiFi, on the other hand, is not so hard to crack.&lt;br /&gt;
&lt;br /&gt;
Inoculate against viruses. Install up to date antivirus software on every networked computer. Microsoft's OneCare package includes anti-virus software that updates automatically, saving you and your employees the hassle. "We liberate small business owners from having to think about whether their security coverage is good," says Microsoft corporate marketing manager Larry Brennan. &lt;br /&gt;
&lt;br /&gt;
A word about Microsoft OneCare: The package, which contains anti-virus, anti-spyware, anti-phishing, and firewall programs, acts as a network watchdog-detecting security breaches, alerting you of their presence, and correcting them with the click of a button. However the subscription service is only available for three computers at a time. Larger networks will require multiple subscriptions.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Secure Data Storage&lt;/b&gt;&lt;br /&gt;
While the paperless office never really arrived, any small business owner will tell you that the amount of critical information email correspondence, credit card numbers, business plans, sales and marketing data stored on a company's computers has increased exponentially. Vastly increased, too, would be the cost of losing any or all of that precious data. Many small businesses still rely on traditional backups like external hard drives and basic CD/DVD-burners to secure their company's records. Such methods may be sufficient for storing relatively small amounts of data, but they are labor intensive and capacity is limited. By contrast, Quantum Corp's GoVault Removable Disk Drive Solution, a storage and backup system designed expressly for small businesses, offers up to 20 times the storage space. Its deduplication technology backs up data as users perform updates, eliminating the need to resave an entire file every time you or one of your employees makes a change. The system, which uses a simple, Windows like drag and drop interface, runs on an internal or tabletop dock and includes removable hard disk cartridges for on or offsite data storage.&lt;br /&gt;
&lt;br /&gt;
But GoVault is still built on the traditional hard disk model of storage and backup. The removable disk cartridges, like DVDs and CDs, are easily lost or, worse stolen, resulting not only in the loss of company records, but possibly in a security risk.&lt;br /&gt;
&lt;br /&gt;
There is nothing traditional about Microsoft's Complete PC Backup. Currently available in Vista's Business, Ultimate, and Enterprise editions, the program takes a digital photo of your existing hard drive and saves it to a disk. In the unfortunate event that your hard drive crashes (and wasn't backed up by a server), the disk that houses this image, when inserted into a PC with a blank hard drive, will restore and configure all of your lost data, settings, and preferences on the new drive. And it's user friendly. "The whole process takes thirty to sixty seconds," says Austin Wilson, Product Manager for Windows Vista. A picture worth a thousand gigabytes.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Offsite Data Storage&lt;/b&gt;&lt;br /&gt;
Once upon a time, only big companies with huge IT budgets could afford the luxury of transmitting their data for backup and storage in secure, remote locations. But the Internet has made this an option for even very small businesses. Online data storage is an exploding field with both established names and newcomers all vying to store your company's data.&lt;br /&gt;
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There are a number of benefits of storing and backing up your data offsite. Physical security is the most notable. If your offices are damaged or destroyed, your critical business information will still be secure miles away, whereas, any on site data storage device may not survive. Online storage also permits easier access to data, especially for companies with traveling representatives or multiple offices, without clogging up email systems or company servers with large files. Better still, online storage is far more easily expandable. No need to buy new equipment for the office and endure the disruption of installation as more storage capacity is required simply purchase more storage space from the provider. Online storage also eliminates the need to maintain the storage devices or deal with technical issues on your own. Many online storage providers also offer software that automatically backs up all your company's data at set intervals, eliminating the chance of data loss due to forgetfulness.&lt;br /&gt;
&lt;br /&gt;
Iomega (iomega.com), the maker of various hard disk storage media, offers iStorage, which allows small business owners to store data on Iomega's secured servers using highly encrypted data access and transmission. Data stored on iStorage can be shared by any number of authorized users, eliminating the need to send large files by email and freeing up space on users' hard drives. Data in iStorage is protected from viruses and system crashes and can be downloaded to users' laptops or PDA's from any location. One gigabyte of storage space on iStorage's servers will cost $249 per year; larger data capacities are available.&lt;br /&gt;
&lt;br /&gt;
A number of other companies offer online data storage with similar services, including HyperOffice (hyperoffice.com), eVault (evault.com), C I Host (cihost.com), and Spare Backup (sparebackup.com). These companies offer a variety of data access, storage and backup features at widely varying pricing structures. All offer secure, encrypted data storage and transmission and technical support. &lt;br /&gt;
Guarding your business against digital intrusion and data loss is essential and can make the difference between the success and failure of your enterprise. The process may not be easy, and certainly will require an investment of time and cash. But those investments will reap generous returns. Protecting your firm from the various threats it faces may increase productivity, decrease losses to theft, and keep you afloat after a calamitous event, but its greatest benefit may be the vast improvement in your peace of mind.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Digital Security Checklist&lt;/b&gt;&lt;br /&gt;
Everyday practices that will help keep your data safe.&lt;br /&gt;
&lt;br /&gt;
1.) Use powerful passwords. For passwords to do their job, they should contain at least eight characters and some combination of upper and lower case letters, digits and symbols. Make sure everyone at your company changes passwords every few months. &lt;br /&gt;
2.) Surf with care. Enable your Web browser's security settings (you usually can find these in the "preferences" menu), and never click on pop up ads. Microsoft's OneCare and Windows Vista can warn you when you're approaching an unsafe site and protect you from malware.&lt;br /&gt;
3.) Email intelligently. Never open attachments from unknown senders, or attachments with extensions you don't recognize. Make sure you have antivirus software running when opening attachments.&lt;br /&gt;
4.) Audit your security systems. Hire an IT consultant to perform an annual security audit that includes an examination of every machine at the company.</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">pdigital_security</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">firewall</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">microsoft_vista</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">passwords</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">patches</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">virus_protection</category>
      <pubDate>Thu, 06 Dec 2007 16:27:00 GMT</pubDate>
      <author>SBOCTeam</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2007/12/06/digital-security-spotlight</guid>
      <dc:date>2007-12-06T16:27:00Z</dc:date>
      <clearspace:dateToText>Dec 6, 2007 11:27 AM</clearspace:dateToText>
      <clearspace:replyCount>4</clearspace:replyCount>
      <wfw:comment>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/comment/digital-security-spotlight</wfw:comment>
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    <item>
      <title>Protect Your Business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2007/10/21/protect-your-business</link>
      <description>&lt;i&gt;You and your colleagues have invested untold amounts of time, energy and capital into your business. You want to protect it from potential threats - ranging from burglars to computer viruses to fire.&lt;/i&gt;&lt;br /&gt;
By Reed Richardson&lt;br /&gt;
&lt;br /&gt;
Security is especially critical for small companies. Small firms have fewer resources than their larger competitors, so they tend to suffer disproportionately when security problems occur: For example, a negligible theft or computer virus at a big corporation might cripple a small business. Many small businesses are strapped for time and cash, however, so they often fail to take sufficient precautions to protect themselves. That's a big mistake. Security investments not only keep your company safe - they pay for themselves many times over. The following sections outline the most important steps you can take to protect your firm's information, assets and employees.&lt;br /&gt;
&lt;br /&gt;
&lt;img class="jive-image" src="http://smallbusinessonlinecommunity.bankofamerica.com/servlet/JiveServlet/download/1057-1336/IOL769.jpg" alt="IOL769.jpg" /&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Digital Security&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
The digital revolution has given small businesses capabilities that were once the exclusive domain of their big competitors - from fast, high-quality publishing to instant global communication. But those technologies also have brought new dangers, including hackers, viruses, worms, Trojan horses, spyware, adware and other digital beasties.&lt;br /&gt;
&lt;br /&gt;
A recent study by the Small Business Technology Institute (SBTI) in San Jose, California, found that most small businesses are inadequately protected - and the problem is getting worse. "Small businesses are using increasingly sophisticated technology," says Patrick Cook, an analyst with SBTI. "But their digital security systems aren't keeping up, so they are increasingly vulnerable." &lt;br /&gt;
&lt;br /&gt;
The study found that more than half of small businesses had experienced an information security incident in the previous 12 months, and one in ten small businesses had suffered five or more. Some of those incidents resulted in catastrophic data loss or theft, but the majority had less obvious repercussions. "The biggest problem was lost productivity," says Cook. "Viruses, adware, spyware and other intrusions lead to downtime for networks and employees, and that costs businesses a lot of money."&lt;br /&gt;
&lt;br /&gt;
Mike Faoila, president of Boston-area printing company Arlington Lithograph, learned that lesson seven years ago. The 25- employee business upgraded to an entirely digital printing process in 1995 - and experienced its first virus in 1998. "Four of our six workstations were disabled," says Faoila. "Everything ground to a halt."&lt;br /&gt;
&lt;br /&gt;
Faoila discovered that the company's antivirus software was six months out of date. A quick upgrade took care of the problem -  and the experience made Faoila a true believer in the importance of data security. "That was probably the best thing that could have happened to us," he says. "Everything we do depends on our computers. Security takes a small investment of time and money - and it pays for itself even if it just prevents one workstation from going down for one day."&lt;br /&gt;
&lt;br /&gt;
The moral: Investments in network security can boost your bottom line. Cook recommends increasing your business's digital security expenditures in line with your investments in computers, servers, and networking equipment.&lt;br /&gt;
&lt;br /&gt;
The following steps will help you spend that money wisely:&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Put up firewalls.&lt;/b&gt; &lt;br /&gt;
Firewalls prevent hackers from peering inside your network. They come as both hardware and software products -  your firm should have both. Make sure firewalls are installed both on your computer network and on each computer, including those connecting remotely. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Use powerful passwords.&lt;/b&gt; &lt;br /&gt;
For passwords to do their job, they should contain at least eight characters and some combination of upper-and lower-case letters, digits, and symbols. Make sure everyone at your company changes passwords every few months. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Patch holes automatically.&lt;/b&gt; &lt;br /&gt;
Make sure your operating systems have all the latest security patches. This is a snap: Simply go to the OS maker's Web site and sign up for automatic security updates. The site will upload any new patches to your computers as soon as they become available.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Use free security tools.&lt;/b&gt; &lt;br /&gt;
For example, Windows XP contains a high-quality built-in software firewall, and Symantec, Microsoft and other software companies offer free spyware scans on their Web sites. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Inoculate against viruses.&lt;/b&gt; &lt;br /&gt;
Install up-to-date anti-virus software on every networked computer. Make sure it's set to download updates automatically. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Surf with care.&lt;/b&gt; &lt;br /&gt;
Enable your Web browser's security settings (you usually can find these in the "preferences" menu), and never click on pop-up ads.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Email intelligently.&lt;/b&gt; &lt;br /&gt;
Never open attachments from unknown senders, or attachments with extensions you don't recognize. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Back up data files.&lt;/b&gt; &lt;br /&gt;
Assign one employee daily back-up duty, and test the system regularly to see if information can be restored from the backup copies. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Hide your wireless network.&lt;/b&gt; &lt;br /&gt;
Wireless networks are relatively easy for malefactors to exploit. Use Wi-Fi Protected Access (WPA), which encrypts wireless data and prevents intruders. Avoid older systems such as Wired Equivalent Privacy, which have less protection. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Audit your security systems.&lt;/b&gt; &lt;br /&gt;
Hire an IT consultant to perform an annual security audit that includes an examination of every machine at the company. &lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Vital Records Protection&lt;/b&gt;&lt;br /&gt;
Chances are, your business would be in big trouble if a fire or natural disaster destroyed documents such as customer lists, contracts, invoices, and insurance documents. In fact, Steve Aronson of the records protection firm Fire King International reports that only half of all businesses that experience total records loss survive the following year.&lt;br /&gt;
&lt;br /&gt;
The good news: It's relatively simple to protect such documents. Store them in file cabinets that are rated by Underwriter Laboratories to withstand one hour of fire as well as heavy impacts. Impact protection is critical, since large fires typically cause roofs or floors to cave in. Such cabinets typically cost two to three times the amount of an ordinary steel filing cabinet - a small investment to protect your firm's most valuable records.&lt;br /&gt;
&lt;br /&gt;
Digital records stored on CDs, hard drives, and other digital media are more sensitive, so they need greater protection. Be sure to keep those records in a data safe rated by Underwriter Laboratories to keep contents below 125 degrees and 80% humidity for at least an hour during a fire.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;Physical Location Security&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
Many small businesses will be well served by hiring a security vendor to monitor their premises and deter robbery, vandalism and other physical threats. Security vendors can tailor a system that keeps a lookout using digital video cameras and a variety of sensors, and then relays important information to key business members and law enforcement. (The cost will vary widely depending on your security needs.) Select a reputable vendor recommended by your chamber of commerce or other small businesspeople and certified by the National Burglar and Fire Alarm Association (NBFAA).&lt;br /&gt;
&lt;br /&gt;
Meanwhile, take the following security precautions:&lt;br /&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Make frequent deposits to reduce the amount of cash on hand.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Maintain adequate lighting, both inside and outside your facility.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Eliminate hiding places around the premises by keeping grounds clean and spacing out trees and bushes.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Change locks regularly, particularly if you have high employee turnover.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Use safes that carry Underwriter Laboratories ratings of five or higher.&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;Contact local police about performing a security audit&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;b&gt;Fraud&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
Fraud is more common - and more costly - than you might think. The Association of Certified Fraud Examiners (ACFE) estimates that the typical business loses 6% of its annual revenue to fraud. Losses are even worse for small businesses: Small businesses that suffered from fraud lost a median of $98,000 - more than all but the very largest organizations. Create a positive work environment. "Employee resentment creates an environment ripe for fraud," says Larry Cook, a fraud examiner in Kansas City. Some essential elements of a positive environment include: &lt;br /&gt;
&lt;br /&gt;
Integrity at the top. If the owner takes cash from the till without recording it, he sends the message that doing so is okay.&lt;br /&gt;
&lt;br /&gt;
Written job descriptions. Job descriptions create clear responsibilities, so employees don't feel put-upon.&lt;br /&gt;
&lt;br /&gt;
Open lines of communication and clear lines of authority. Workers need to know that complaints will be dealt with fairly and expediently.&lt;br /&gt;
&lt;br /&gt;
Separate financial responsibilities. It's best if the people who handle the money are not the same people who record transactions. Limit access to valuable assets and information. Such items include cash, tools, and other pricey equipment, intellectual property, and accounting and human resources records. Create strong fraud policies. Fraud and ethics policies should be written and distributed to all employees - including senior management. The ACFE found that the higher a fraudulent employee's rank, the more expensive the fraud. Conduct thorough background checks. Examine an applicant's criminal record, driving record, and history of civil lawsuits, and verify the information on the resume or application. Look for warning signs such as arrests for violent offenses or lawsuits for fraudulent conduct or collection of funds. Important: The applicant must sign a release allowing you to look into these matters, or you risk running afoul of privacy laws. Build an anonymous reporting system. The majority of fraud that's discovered is reported by whistle-blowing employees. &lt;br /&gt;
&lt;br /&gt;
As a result, companies with confidential reporting mechanisms lose only half as much to fraud as those without them, according to the ACFE. Make sure employees, customers, and vendors know about the system. You can outsource your reporting system to a vendor, or simply maintain a phone line that goes straight to voice mail. Perform regular and irregular audits. You can hire a security firm to gauge your fraud-prevention controls. That's likely to be expensive - typically more than $10,000. Alternatively, fraudinvestigation firm CVA Solutions offers a well-regarded vulnerability assessment at ifvat.com. Use video cameras - but only where necessary. Closed circuit cameras are one of the best ways to deter employee theft, and advances in digital technology have made them far more affordable and easier to use. Employees generally don't mind surveillance cameras, as long as they are clearly used to prevent fraud - not to catch loafing. Investigate incidents promptly. Doing so will discourage future fraud, and encourage whistle blowers.&lt;br /&gt;
&lt;br /&gt;
Guarding your business against digital intrusion, records loss, robbery, and fraud is essential and can make the difference between the success or failure of your enterprise. The process may not be easy, and certainly will require an investment of time and cash - two things in short supply at many small businesses. But those investments will reap generous returns. Protecting your firm from the various threats it faces may increase productivity, decrease losses to theft, and keep you afloat after a calamitous event - and it also will dramatically improve your peace of mind.&lt;br /&gt;
&lt;br /&gt;
&lt;i&gt;Reed Richardson is an associate writer/editor for Business 24/7 magazine.&lt;/i&gt;</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">digital_security</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">firewall</category>
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      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">email</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">back_up</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">security_systems</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">vital_records_protection</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">fraud</category>
      <pubDate>Sun, 21 Oct 2007 22:49:00 GMT</pubDate>
      <author>SBOCTeam</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2007/10/21/protect-your-business</guid>
      <dc:date>2007-10-21T22:49:00Z</dc:date>
      <clearspace:dateToText>Oct 21, 2007 6:49 PM</clearspace:dateToText>
      <clearspace:replyCount>3</clearspace:replyCount>
      <wfw:comment>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/comment/protect-your-business</wfw:comment>
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      <title>Vista and Office 2007 - Microsoft's Next Generation</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2007/07/29/vista-and-office-2007-microsofts-next-generation</link>
      <description>&lt;i&gt;What do you get for your money and should you upgrade now or wait to buy a new computer?&lt;/i&gt;&lt;br /&gt;
By Reed Richardson&lt;br /&gt;
&lt;br /&gt;
Earlier this year, Microsoft debuted new updates to both its venerable Windows operating system and Office software suite. And while the early buzz on Vista (which replaces Windows XP) and Office 2007 (which replaces the last Office update from 2003) has been mostly positive; you should weigh several factors before upgrading to these newest Microsoft products.&lt;br /&gt;
&lt;br /&gt;
With Vista, the first and most noticeable upgrade involves security. With enhanced firewall and spy ware protections built-in, as well as much more robust administrative controls, protecting and backing up sensitive company and customer data or those worried about potential hardware failure might consider switching over to Vista sooner rather than later. But if these aren&amp;rsquo;t pressing matters for your company, it may make more sense to heed the advice of technology expert Russell Morgan, who, in a recent column in PC magazine, recommended &amp;ldquo;timing your decision to upgrade to Vista to be in line with any hardware purchasing pattern you&amp;rsquo;ve already established.&amp;rdquo; Surveys indicate that many companies are taking just this approach.&lt;br /&gt;
&lt;br /&gt;
&lt;img class="jive-image" src="http://smallbusinessonlinecommunity.bankofamerica.com/servlet/JiveServlet/download/1040-1174/ONL1388-vista.jpg" alt="ONL1388-vista.jpg" /&gt;&lt;br /&gt;
&lt;br /&gt;
Four months ago, Derick Alan says he was trying to decide if he should upgrade to Vista on his old computer or buy a new one with Vista pre-installed. &amp;ldquo;I&amp;rsquo;ve been using Microsoft for a long time, since Windows 95, and I&amp;rsquo;m always one of the first users to adopt new software,&amp;rdquo; he says, &amp;ldquo;but I also know about all the problems that can come with upgrading.&amp;rdquo; In the end, Alan, who blogs for the Internet marketing company yTen Business Solutions, based in Springfield, Missouri, decided to buy a new computer with Vista preinstalled, one that could easily handle both his personal pursuits, like casual gaming, as well as more business-related tasks like HTML programming and web development. So far, he&amp;rsquo;s very satisfied.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;My printer, my router, my digital camera, the graphics on my games, even my old version of Office works without a hitch in Vista,&amp;rdquo; he says. &amp;ldquo;Most definitely, Vista has seemed like a good step up from Windows XP.&amp;rdquo; Still, Alan&amp;rsquo;s experience wasn&amp;rsquo;t without some minor hiccups.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;My new Hewlett Packard laptop listed itself as &amp;lsquo;Vista capable&amp;rsquo; but once I got it home, I was a little surprised to find out that only the Home Basic version would work well on it,&amp;rdquo; he explains, echoing a common complaint. &amp;ldquo;To be able to eventually run Vista Premium, I had to upgrade my RAM.&amp;rdquo; (A class-action lawsuit against some computer manufacturers is now brewing over what critics are calling misleading use of the term &amp;ldquo;Vista capable.&amp;rdquo; To check system requirements for each Vista version, go to windowsvista.com/upgradeadvisor) And Alan notes that despite his positive experience, his company continues to hold off on converting because of ongoing worries about Vista&amp;rsquo;s effect on some custom, in-house software applications being run at yTen.&lt;br /&gt;
&lt;br /&gt;
Keith Galbut, partner in the Phoenix, Arizona&amp;ndash;based Galbut &amp;#38; Hunter law firm has also yet to fully adopt Vista, despite being impressed with its performance during a recent pilot program his company participated in. (Microsoft provided three copies of Vista and Office 2007 to his firm free of charge through a third-party IT provider.) &amp;ldquo;I loved the improved search functionality and the new look and feel of Vista&amp;rsquo;s menu,&amp;rdquo; he says. &amp;ldquo;But because of concerns about connectivity with some of other accounting software, we&amp;rsquo;re being cautious.&amp;rdquo; However, Galbut has gone full speed ahead when it comes to upgrading to Office 2007. &amp;ldquo;Technology is an important part of what we do,&amp;rdquo; Galbut notes. &amp;ldquo;We charge for our time and the longer it takes us to do something, the less efficient we are, the less client value we provide.&amp;rdquo; So, Galbut says he has come to appreciate the increased functionality of the new Professional version of Office 2007, which includes Outlook and Access. &amp;ldquo;With all of our dockets and deadlines, dates are a very important element of what we do and what we&amp;rsquo;ve really liked more than anything is the ability of these programs to help us keep better track of it all.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
Tom Abshire, Senior Product Manager at Microsoft says people like Galbut are really the ones the software designers had in mind when they built Office 2007. &amp;ldquo;We know from our research that their number one concern is growing their business,&amp;rdquo; he says. &amp;ldquo;So those were the big themes we used when developing the new Professional and Small Business versions.&amp;rdquo; Abshire says Microsoft did this by adding new graphics functions like SmartArt to its Word and Excel programs, expanding the Business Contact Manager portion of Outlook, and by building the new Fluent user interface (formerly called Ribbon), which he says is makes working in Office more efficient and task oriented than in the past.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;We understand that most small businesses are working hard just to get the job done and that they mainly upgrade by buying a new PC,&amp;rdquo; Abshire explains. &amp;ldquo;And we are there when they are ready to take that next step.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
&lt;i&gt;Reed Richardson is managing editor for Business 24/7 magazine.&lt;/i&gt;</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">vista</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">microsoft_vista</category>
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      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/tags">office_2007</category>
      <pubDate>Sun, 29 Jul 2007 23:52:00 GMT</pubDate>
      <author>SBOCTeam</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/blogs/TechnologyManagement/2007/07/29/vista-and-office-2007-microsofts-next-generation</guid>
      <dc:date>2007-07-29T23:52:00Z</dc:date>
      <clearspace:dateToText>Jul 29, 2007 7:52 PM</clearspace:dateToText>
      <clearspace:replyCount>6</clearspace:replyCount>
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