Business Finance Articles

By Reed Richardson

As part of the economic recovery package passed in mid-February, Congress and the President temporarily relaxed several lending rules and also added more than a billion dollars in additional funding to make loans more accessible and attractive to small companies. These measures are aimed at reversing the significant drop in small business lending that accompanied the larger credit market contraction that began last October. Below is a breakdown of the new stimulus...

If your small business plans to join the estimated 10 million taxpayers that will request and receive an extension on filing federal taxes this year, there are some important things to consider over the coming months. Perhaps the most basic of these is to understand that getting an extension on filing your taxes is not an extension on paying your taxes. While most small business owners are savvy enough to recognize this distinction, every year a small minority forget to send in an estimated paym...

Make sure you know all the options before you decide which loan is right for your business.
by Chris Freeburn

All businesses find themselves facing a variety of different circumstances under which they need more money than they have on hand. There are a variety of financing options available to small business owners to address these situations, ranging from credit cards to term loans and lines of credit, business home equity lines of credit, and traditional business loa...

Borrowing money-from a financial institution or from family or friends-is one way to raise cash for your business. But there is another: equity investment.
By Chris Freeburn

Unlike banks that loan you money expecting repayment with interest, equity investors infuse money into a business in exchange for a share in the ownership of the company. Not every small business is suited for this form of investment. Generally, equity investors are interested in companies or start...